The fee the provider states. Enter 0 if it says there is none.
An example, 3% below the reference rate. Replace it with the rate you were quoted.
Estimated cost of this transfer
$34.85
3.48% of the $1,000.00 you send · they receive €861.28, against €892.38 at the reference rate
Stated fee
$5.00
Lost to the rate
$29.85
Rate margin
3.00%
They receive
€861.28
Short by
€31.10
An estimate. The fee and the rate offered are your own figures. The reference rate, 1 USD = 0.89238 EUR, is the European Central Bank reference rate published on 2026-10-09. It is not live. Rates move every day, so a quote from a different day will show a margin that is partly just the market moving. Fees taken by the receiving bank, and any charge for paying by card, are not included. The European Central Bank’s own page has the current figures.