Why do I have to enter the distribution period myself?

It comes from a table the IRS publishes, and we do not print government figures we have not checked ourselves. The field links to the table; find the number beside your age.

At what age do withdrawals have to start?

It depends on the year you were born, and the law has changed it more than once. The IRS publication linked from the calculator gives the current rule.

Retirement

Required minimum distribution calculator

A year's required withdrawal from a retirement account: last year's closing balance divided by the period the IRS table gives for your age.

Account balance at the end of last year

Distribution period for your age

The number beside your age in the Uniform Lifetime Table, in Appendix B of IRS Publication 590-B.

Enter the distribution period to see a result. It comes from a table the IRS publishes, which we do not hold: find the number beside your age in IRS — Publication 590-B, Appendix B, Uniform Lifetime Table.

Questions

Why do I have to enter the distribution period myself?: It comes from a table the IRS publishes, and we do not print government figures we have not checked ourselves. The field links to the table; find the number beside your age.
At what age do withdrawals have to start?: It depends on the year you were born, and the law has changed it more than once. The IRS publication linked from the calculator gives the current rule.

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