Social Security claiming age calculator
A monthly benefit at each claiming age from 62 to 70, starting from the figure on your own statement, and the age at which the later claim overtakes the earlier one.
The figure on your Social Security statement.
In whole years. It depends on the year you were born; your statement gives it.
Enter the claiming rates to see a result. The fields start empty because these are the government’s figures to publish, not ours, and we have not yet checked them against the source ourselves. They are on SSA — Early or late retirement.
Published rates
The total for claiming 36 months early, on the SSA page on early or late retirement.
The same page.
The same page. It stops at 70.
Questions
- Does this work out my benefit?
- No. It starts from the benefit at full retirement age on your Social Security statement and applies the published reductions and increases to it. Your statement is worked out from your earnings record, which this page never sees.
- What does the crossing age leave out?
- It counts plain dollars. Cost-of-living rises, interest on money taken earlier, tax, and a spouse or survivor who may receive a benefit based on yours are all left out, and each can move the answer.
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